Don’t Let Your Creditors Harass You Beyond Bankruptcy Filing

Bankruptcy

When it becomes difficult for people to repay the creditors loans, they apply for bankruptcy. Discussing with their lawyer, they choose the most suited one for their application. According to the rules, right after the bankruptcy is filed and issued, the creditors should stop bothering the lenders. Unfortunately, in many cases, people continue to suffer from the creditor’s harassment.

If you are suffering from such harassments from the creditors, you should call your bankruptcy lawyer in OKC to know your legal rights and take a step against it.

The Automatic Stay

Right after you file for bankruptcy, the automatic stay goes into effect. According to this rule, the creditors cannot call you directly about the debts after your bankruptcy filing. It is there to handle such a situation where the lender becomes fed up with the creditors’ calls, letters, emails etc.

It is illegal. Unless the creditor has upgraded their database about your bankruptcy filing, they might call you without knowing your current financial state, but it is illegal doing so even after knowing that. The desperate creditors may just disregard the law and continue to harass you.

If this is your case in OKC, you should immediately take action against the creditors and for that, you need to discuss with your bankruptcy lawyer in OKC.

Stop

How to Stop It

You don’t have to stand all those harassments from your creditors. You have already applied for bankruptcy, why would you tolerate the illegal pressure from your creditors? Your bankruptcy lawyer in OKC may explain the matter better; here are some tips on it.

  1. You need to talk to the creditors directly. Avoiding is not a solution. You should notify them that you have already filed for bankruptcy. They should stop harassing you once they become aware of the fact.

  2. Keep a record of the calls and all conversation with your creditors. These can be presented as strong evidence if you have to take the case to the court.

  3. It is very important to get an experienced bankruptcy lawyer in OKC to understand your case and stand for you. The lawyer should be well acquainted with the state laws, all the regulations and the limitations of the bankruptcy law.

  4. If you continue to face the problem even after notifying them about your bankruptcy filing, it’s time to take the creditors to the court. You can sue them here for all the harassments and emotional sufferings.

As you shouldn’t leave such sensitive cases to any novice lawyer. You should come to us at Chris Mudd and Associates. A group of proficient lawyer and their worthy advice will help you deal with such a situation in the right way.